Licensing Disclosures

Emet Lending Group, Inc. DBA Emet Mortgage Equal Housing Lender headquartered at 2601 Saturn St., Ste. 200 Brea, CA 92821. Toll Free # 866-777-3638.
NMLS ID # 1301672 | FHA LENDER ID: 01018-0000-8F | FREDDIE MAC SELLER/SERVICER # : 173330
Emet Lending Group, Inc. DBA Emet Mortgage is licensed in the following states:

StateLicense
ALABAMAAlabama Consumer Credit License # 22958
ARIZONAArizona Mortgage Banker License # 1032668
CALIFORNIA - DFPIFinancing Law License # 60DBO-126663
CALIFORNIA - DREReal Estate Corporation License Endorsement # 01979688
COLORADOColorado Mortgage Company Registration
DISTRICT OF COLUMBIADistrict of Columbia Mortgage Dual Authority License # MLB1301672
FLORIDAFlorida Mortgage Lender Servicer License #MLD2166
GEORGIAGeorgia Mortgage Lender License/Registration # 1301672
MARYLANDMaryland Mortgage Lender License # 06-24726
NEVADANevada Mortgage Company License # 5742
NEW JERSEYNew Jersey Residential Mortgage Lender License
NORTH CAROLINANorth Carolina Mortgage Lender License # L-202523
OKLAHOMAOklahoma Mortgage Lender License #ML017720
SOUTH CAROLINASouth Carolina-BFI Mortgage Lender / Servicer License # MLS-1301672
TENNESSEETennessee Mortgage License # 1301672
TEXASTexas - SML Mortgage Company License
VIRGINIAVirginia Lender/Broker License # MC-7172
WASHINGTONWashington Consumer Loan Company License # CL-1301672

For State of New Jersey

Licensed by the New Jersey Department of Banking and Insurance

This disclosure notice only applies to the residential mortgage loans on real estate located in Texas.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.